Welcome to the Flex-Pay web site. We collect no personal information about you when you visit our web site unless otherwise stated or unless you choose to provide this information to us. However, we collect and store certain information automatically:

• Internet Protocol (IP) address of the domain from which you access the Internet (i.e., 123.456.789.012), either your individual address or the proxy provided by your Internet Service Provider (ISP).
• Date and time you access our site.
• Pages you view (recorded by the text and graphics files that compose that page).
• Web address of the site from which you linked directly to our site.
• Browser version and operating system of the computer you are using.

This information is not shared with anyone beyond the web site support staff, except when required by law enforcement investigation, and is used only as a source of anonymous statistical information.

We use the summary statistics to help us make our site more useful to visitors, such as assessing what information is of most and least interest to visitors, and for other purposes such as determining the site's technical design specifications and identifying system performance or problem areas.

You may choose to provide us with personal information, by sending e-mail with questions or comments or by filling out an online form and submitting it to us through our web site. We use this information to respond to your message. We do not create individual profiles with the information you provide. If information is collected, it will be used solely in connection with Flex-Pay or for such other purposes as are described at the point of collection. We do not give, sell, or transfer any personal information to a third party.